Credit scores between 500 and 650 may require deposit of $100 per line (up to $750 total). I would say try calling again and see if a different rep is willing to help you. I am wondering if they do a hard pull or if it is just a soft pull against your credit. Is Verizon losing a lot of postpaid subscribers to offer this option? They still asked for my SSN, but since my file was/is frozen, they couldn't proceed. I had a weird issue where when I first signed up 2 months ago I tried to exchange a phone and the system tried to add a deposit in addition to the down payment to my account. Where are you moving to? I just switched from a grandfathered one to 16 GB data and unlimited talk and text. They did mine last week.
It's a soft inquiry and if you "fail" they'll ask for a down payment on the device. Down payment vs deposit what's the difference? I searched for it on this subbreddit, but found conflicting information so I was hoping to ask before I sign up. Checking your credit is the first step in joining Verizon.
Verizon now demands that I send in a copy of my driver's license if I want service.
Now that process may be held up after the move because they will not let me go back and complete the normal online registration.
They do a hard inquiry against your credit. I called them to double check the new address.
That's interesting. This thread is archived. 6 comments. I had the same concern a month ago, but I was able through chat to set up service at my new address (old homeowners had existing service) without the credit check or a deposit, and didn't have to answer any additional questions from the underwriter.
TLDR does Verizon credit check existing customers who want to add a high end device via the edge program?
Even if I were to fail the credit check (which I obviously wouldn't) Verizon would then offer me the ability to pay a deposit. Sometimes you will be asked for government-issued ID for these purposes. Does anybody know what the credit check for getting a device payment plan entails? AT&T Pay as You Go plans available with no credit check or deposit. /r/Fios is a community for discussing and asking questions about Verizon Wireless' Fios related services. The credit check failed since I have my credit frozen at all 3 bureaus. It's a massively hard inquiry, I had it done a few months ago and they pulled my credit from all 3, Equifax, Transunion, and Experian, and each took a massive drop by 24 point, one by 27. I have repeatedly offered to pay a deposit on phone and in chat. You need to do identity verification, but you don't need to do a credit check. Press J to jump to the feed. Welcome to /r/Verizon! Do late payments count as "bad standing" or merely suspension of service? Still hasn't recovered. How's that work? Internal checks don't affect your credit though.
But there's no actual physical lines running on the polls by the house. I'm only asking to fail a credit check, which seems easy enough to do.
New comments cannot be posted and votes cannot be cast. Not to say that the big ones are gone but some I personally have noted are gone. I am just trying to activate internet. Online it says my current addrees is serviced,. Followup: I asked Verizon to cancel my order on phone and in chat. They take everything as hard though I think I had 3 hard pulls for signing up for 1 Comcast service since each rep had to do it lol.
I called a week later and they assisted me in paying the deposit. Right after 5G nationwide coverage was announced, I checked on the new 5G map to see some small areas in some cities equipped with 5G, now that I come back to that map, some of them are completely eliminated or severely reduced. Press J to jump to the feed.
New comments cannot be posted and votes cannot be cast. I understand how credit checks work.
Thanks for any clarification anyone can give. I am not getting any hardware (using my own router). There is no local ISP alternative which services my new home, so Fios will be my only realistic option after I move. Verizon Service with Poor Credit. I've been a customer for I think 5 years and when I called in the person told me that an iPhone 7 (best version whatever that is I'm an android guy, this is for the wife) would require a credit check for the edge program. The terms on the no credit check they do require full SS# and your personal information they say to run ID check not credit. However, if I pay a deposit first, Verizon doesn't get my credit history for their own internal monetization purposes.
(Internally I guess they might still call it a "credit check" but that just means they're checking your credit worthiness based on how you've handled your Verizon account -- that's a better indicator to them anyway as opposed to unrelated old credit card debt you may have, etc). These are VZ staff and are very responsive and understanding. Verizon will not cancel my order, and will leave the demand that I send in personal identification for 30 days. I highly doubt the Verizon check is hard and will actually hold up your closing. Press question mark to learn the rest of the keyboard shortcuts, https://www.dslreports.com/forum/vzdirect. Contact VZ Direct at https://www.dslreports.com/forum/vzdirect. Generally speaking, if your account has been in good standing for the past six months, they will not pull any external credit information. It's a hard pull on Equifax side. It wasn't a hard inquiry for me except for equifax side. New comments cannot be posted and votes cannot be cast. And showed two options no credit check or credit check postpaid. TLDR does Verizon credit check existing customers who want to add a high end device via the edge program? I have repeatedly offered to pay a deposit on phone and in chat. Verizon now demands that I send in a copy of my driver's license if I want service. For General Information related to verizon, feel free to stop by /r/verizon. I searched for it on this subbreddit, but found conflicting information so I was hoping to ask before I sign up. A community to discuss and ask questions about anything and everything Verizon, be it Wireless, FiOS, DSL, Landline, etc.
However, as virtually all modern mortgage companies have active credit monitoring, additional hard checks could generate requests for additional documentation which could hold up my closing. Go through the online ordering process and you will see what I mean. I have 700+ credit rating so this is not a concern about my credit. I am wondering if they do a hard pull or if it is just a soft pull against your credit. Verizon can’t be hurting for offer no credit check postpaid? save hide report. Clearly, their priority is getting access to my personal information when it has no bearing whatsoever on my service. And I was denied service, said they couldn't offer due to deposit, I'd have to buy the phone outright. I called because Verizon's online address checker has never been accurate for me. It’s easier than you think so let’s get you started on America’s #1 network.
Wait until you close on the house to let Verizon pull credit. Have them pull it now.
Don't sweat it. It's not a hard inquiry when you already have an account. My current cable company did not ask for a credit.
Still money up front. I recently signed up for FiOS in Westchester, NY. Press J to jump to the feed. Verizon can do soft checks in the future if you decide to add more lines or (possibly) for international calling eligibility check.
Welcome to /r/Verizon! If you don't give your SSN (& you don't need to), you will probably need to pay a deposit and might need to undergo identity verification, but you won't have a credit check done if you specify. Situation: New home purchase, trying to schedule Fios. I've been a customer for I think 5 years and when I called in the person told me that an iPhone 7 (best version whatever that is I'm an android guy, this is for the wife) would require a credit check … Cookies help us deliver our Services. Verizon flatly refuses to grant service without a hard credit check. A community to discuss and ask questions about anything and everything Verizon, be it Wireless, FiOS, DSL, Landline, etc. I understand how credit checks work. If you have Verizon Wireless you can use your wireless number if you have a good payment history and bypass the credit check. 73% Upvoted. By using our Services or clicking I agree, you agree to our use of cookies. I ended up just using my iPhone I had. I may as well go to T-Mobile and be denied there vs Verizon as I am building credit and have no interest in an inquiry or denial. I am currently not aware of the plan I'm on. Verizon flatly refuses to grant service without a hard credit check. Not sure if Transunion or Experian considers them hard pull as well though. Actually, it is a hard pull.
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Follow Reddiquette, learn something new, and enjoy some blazing fast FiOS. All on-topic posts will be accepted, even those which may put Verizon in a negative light. Flash forward 2 months and I still had a down payment but no deposit to add a line.
But the terms did say after 1yr they will consider phone financing. I have 700+ credit rating so this is not a concern about my credit. I'm sure this is technically legal, but it is sketchy as hell as a business practice. share. After that, it is internal credit checks when you want to add additional lines. Press question mark to learn the rest of the keyboard shortcuts.
Does anybody know what the credit check for getting a device payment plan entails?