Incredibly low limits.
Links on Head for Points may pay us an affiliate commission. Curve is simply an intermediary card, a Mastercard to which you can link all of your existing Visa and Mastercard payment cards. Whilst this introductory article is a little complex at times, the key thing to remember is that Curve Card is free – in fact, they pay you £5 for trying it – so you have nothing at risk. This is on top of the rewards you will earn from your underlying card. This is on top of the rewards you will earn from your underlying card. Go with the red version and say it’s an updated version of the old card! Our luxury hotel booking service offers you GUARANTEED extra benefits over booking direct. This is FREE for £200 per 30-day period on the free card. This page of the Curve website compares the three different types of Curve Card. 6. My card has been on and off randomly declined over the past couple of weeks. What is the best Virgin Atlantic credit card? The UK's biggest frequent flyer website uses cookies to improve your experience. A list of partners is here. What American Express bonuses are you still eligible for?
Let’s look at a couple of key areas: You can charge all of your foreign spending to a miles or points earning card whilst paying 0% FX fees, which should lead to a sharp increase in your points earning, You can charge some day-to-day debit card spending to Curve and turn it into spend which earns miles, points and ‘spend-related target bonuses’. These are the maximum limits you can get according to the website, although some people have been given more: Daily spend (inc ATM withdrawals) – £3,750 With the current avios purchase bonus, am i better off just buying the miles directly? If I could upgrade to Metal and cancel after a month then I would give it a try but I don’t fancy getting locked into a six month contract and then find out that all the Credit card companies put a block on Curve. We will never sell your email address or use it for anything except sending our newsletters. The easiest thing to do is order the free Blue card and then upgrade to Black or Metal once you have got familiar with it, although you can start immediately on Black or Metal if you want. I collect the Virgin Airmiles accordingly and there is no further charges. Note that Tesco Bank and NatWest / RBS do NOT allow credit card holders to make free cash withdrawals via Curve. Irrespective of the limits on your underlying cards, Curve has its own daily, monthly and annual limits. There is a 1.5% fee.
The easiest thing to do is order the free Blue card and then think about upgrading to Black or Metal once you are familiar with it, although you can start immediately on Black or Metal if you want.
100% the same here. If you have any questions about your limits, please get in touch with us through the form here and we’ll be happy help! Your Curve limits don’t stop with our standard limits; we monitor your account activity on an ongoing basis, protecting you whilst helping you spend with ease using Curve. How to choose the right Curve Card for you, Regulated and authorised by the Financial Conduct Authority to act as a credit broker (FRN 690573).
It has no benefits beyond your normal curve level unless you’ve invested over £1000 I believe. Press question mark to learn the rest of the keyboard shortcuts. Curve cashback limits differ by tier: Curve Blue (90 days on 3 selected retailers) Curve Black (Unlimited time on 3 retailers) and Curve Metal (Unlimited time on 6 retailers) we looked at new changes to Curve Card, including the ability to pay your credit card bill with another credit card, compare all three cards side by side here, The HfP chat thread – Tuesday 3rd November, Amex deals: £100 at Mr Porter and Qatar Airways, Harrods 10% off + £100, Wheely, FREE NOW, Corinthia and more, Review: using Zipcar Flex to drive to Heathrow for just £19, CDW car rental insurance (not part of Black), £600 vs £400 of free overseas ATM withdrawals (this in itself is worth £1 or so in extra Visa or Mastercard rewards), Travel insurance includes lost or stolen baggage (Curve Black does not), The ability to pay £20 per visit for LoungeKey airport lounge access, The ability to pay unlimited sums (subject to your Curve Card limits) to HMRC, credit card companies, the Government and ‘financial institutions’ for free whilst earning points on the underlying Visa or Mastercard, 1% cashback from an additional three retailers.
Annual spending limit (on a rolling 12 month basis) – £50,000.
Even if a shop does not accept credit cards at all, only debit cards, you can still pay with your Curve Mastercard, which is a debit card, and earn miles on the underlying Visa or Mastercard. Ah, just seen the other article that I missed where Rob has written: “This means you can now, openly, pay off your credit card with another (or even the same!) Irrespective of the limits on your underlying cards, Curve has its own daily, monthly and annual limits. It is NOT like Revolut, Monzo, Starling or Monese. Go Back in Time applies to transactions up to £5,000, made on or after … Continuing implies your consent to this policy. Curve will pay you £5 for trying it out if you use my referral code of OQB4J – a £5 cash credit will be added to your Curve Rewards balance.
This card has the possibility to be attractive to Head for Points readers. But opting out of some of these cookies may have an effect on your browsing experience. To sign up to Curve, simply go to this page of their website or download the app. There are no usage limits except for the day / month / annual limits imposed by Curve which are increased as you become ‘trustworthy’. There is no arrangement between Curve and any of the banks, card issuers or networks and all queries should be directed to us. For most HFP readers, Curve Blue – the free version – will be good enough. I have had to pay the Curve 1.5% fee but that is fine. Daily ATM withdrawal cap – £1,000 Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Cards Update’ link in the menu bar at the top of the page. Let’s look at a couple of key areas: You can charge all of your foreign spending to a miles or points earning card whilst paying 0% FX fees which should lead to a sharp increase in your points earning (0.5% fee $ or € and 1.5% fee for other currencies applies to transactions made on a Saturday or Sunday), You can pay off your credit cards, as well as pay HMRC and fund National Savings accounts and buy Premum Bonds, for no fee and have the cost recharged as a purchase to a miles-earning Visa or Mastercard (you need to test first that your underlying credit card does not treat these transactions as a cash advance). Hello, I just joined Curve and I have super low limits, namely 600€/day, 1000€/month, 1000€/year (!!). Overseas purchases are converted without an FX fee during Monday to Friday (except for free Curve Blue which is capped at £500 per 30-day period of free FX transactions with a 2% fee beyond that).
Is Hilton Honors the best hotel loyalty scheme? To sign up to Curve, simply go to this page of their website to download the app. Curve has enhanced spending limits for those with a Curve black/metal business or personal card: £1,000 cash withdrawal a day; £3,750 a day; £20,000 a month on a 30 day rolling basis; £50,000 a year on a 365 day rolling basis; These limits slightly differ for a Curve pre-paid business customer. We also use third-party cookies that help us analyze and understand how you use this website. When you join Curve, your standard Curve spending limits are: Our risk engine is particularly sensitive when you're a new customer, as with any new bank account or credit card. Sorry if I am asking the obvious but I just want to be absolutely sure I am reading the article right before committing to a Curve Metal. There is also another type of Curve card – Curve investor for those who invested in their funding rounds. 2 – I assign my Virgin Atlantic Mastercard as the payment card in Curve It increases as you use the card more.
Maximise your Avios, air miles and hotel points. Adding Cards to my Curve Wallet; Delivery. These cookies do not store any personal information. Any transaction you make is automatically recharged to the relevant Visa or Mastercard by Curve. You can easily upgrade via the app to Curve Black or Curve Metal if you choose to do so at a later date.
Mine is currently 20k per month after using it for a few months. See a whole year of reward seat availability on one page at SeatSpy.com. Click for details. Welcome!
There are other benefits which I do not value highly but which some readers may find useful: Travel insurance underwritten by AXA (this looks OK – you can see the policy document here – and with an age limit of 70, although the rules are stricter than many policies in terms of, for example, sports you may not play on holiday. Fair usage limits and weekend charges may apply to any foreign currency or ATM transactions abroad, outlined in your Curve Card or Samsung Pay Card Terms of Service. Strange, I replied but it never appeared. Count your luck.